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Any information provided on this advertisement does not constitute investment advice or investment recommendation, nor does it constitute an offer to buy or sell or a solicitation of an offer to buy or sell shares or units in any of the investment funds or other financial instruments described. This information should not be used as a substitute for suitable investment and product-related advice. Unless expressly stated otherwise, all pricing information is non-binding. This advertisement has not been reviewed by the Monetary Authority of Singapore.

SP-SHUANG-WILLING is an authorised representative of AIA Singapore Private Limited (Reg. No. 201106386R).

[Agent Name] (Rep No.: [Agent Code]). [Company Name] PTE. LTD. (UEN: [Company UEN]) may be remunerated by AIA for each referral. As an introducer for AIA, [Company Name] PTE. LTD. is not permitted to provide any service or make recommendations on any investment product.

[Company Name] PTE. LTD. is an introducer, carrying out introducing activities for participating financial services consultants of SP-SHUANG-WILLING in respect of life policies offered or recommended by AIA. SP-SHUANG-WILLING is an agency district authorised by AIA, whose agency leader is SIM WILLING, registered with the Monetary Authority of Singapore and holding Representative Licence No. SWX200127346.

SP-SHUANG-WILLING's representatives and agents are registered with the Monetary Authority of Singapore to provide financial advice on life insurance products. When carrying out introducing activities, [Company Name] PTE. LTD. cannot give advice or provide any recommendation on any products offered or recommended by AIA, its agents or representatives, or arrange any contract of insurance in respect of life policies, other than to the extent of carrying out introducing activities. [Company Name] PTE. LTD. may receive a fixed fee from users' responses to AIA's advertisements at its electronic platforms but does not receive any fee or other remuneration from the sale of AIA's life insurance products originating from such advertisements.